Benefits for Employers & Employees
Benefits for Employers
- Coverage is 100% voluntary – no direct cost to employer
- There may be FICA savings for the employer
- Employees have access to affordable, guarantee issue life insurance
- Group contracts can be structured to encourage employee retention
- A new life insurance benefit option complements benefit statements
Access to Value-Added Software:
| Name | Developer | Application |
| Easy Benefit Statements | same | Benefit Statements |
| Benefits Selection | Selerix | Comprehensive Benefits Mangement |
| Harmmony | Colonial Life | Enrollment |
| PLANE | UNUM | Enrollment |
Benefits for Employees
- Guarantee issue (within guidelines) for employee and family
- no health questions
- no para-med exams
- easiest, simplest means of buying life insurance
- One of the least expensive forms of life insurance
- Portable at the same, competitive group rates
- Convertible to permanent, cash-value insurance later
- Premiums are paid via convenient payroll deduction
- Some premiums may be Section 125 eligible
- No sales pressure on employees, they simply sign ‘yes’ or ‘no.’
For more information:
Call 888.282.3303 to discuss or Complete an Employer Benefit Overview On-Line and we will forward a customized information shet